Umbrella insurance

Get coverage above and beyond the limits of some of your other insurance policies.

Do you have the right coverage?

Contact us today to discuss your options.

Umbrella insurance is important for home and auto owners to consider because it adds an additional layer of liability protection past what your other insurance policies may cover. Among other things, umbrella insurance can help protect you from financial loss due to legal liability for damages or injuries caused to others. We’ll help you determine if you need umbrella insurance based on your current home and auto coverage.

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We’ll help you plan for the unexpected with insurance coverage that’s just right for you.

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Who referred you to us? We'd love to send them a thank you card.

First, your team is very knowledgeable and willing to resolve any issue as quickly as possible. Their positive attitude is comforting and takes the worry off our shoulders knowing that we are in good hands. We like the tag-team approach to many of our phone calls, knowing that we will receive answers in short-order. We also like the fact that your team will take the time to explain some of the complicated insurance issue, until we are satisfied and fully understand all implications to our choices. Thank you for your professionalism, Curt & Wendy Brincefield

Wendy B., customer since 2024

The itemized breakdown from Terry of what we are signing up for really separated this agency from the rest. Having someone I can call anytime for assistance, I feel helps our relationship tremendously.

Customer since 2024

Convenient service. Knowledgeable about insurance products. Friendly.

Steven K., customer since 2024

Great communication in getting quotes and explaining the details of our policies

Customer since 2023

Very responsive each & every time I contact Oetting Insurance.

John M., customer since 2023

I really appreciate the personal attention I receive with every question, no matter how little or repetitive. Everyone at this company is knowlegable, kind and patient. They will take the time to find the best affordable coverage for you, taking into consideration all your personal needs. Thank you Terry.

Customer since 2023

It's nice to have someone to call that is local and understands our needs.Terry has done that and more.

Louie M., customer since 2022

I love Mark and Betty- the are always VERY responsive and helpful!

Kellie G., customer since 2022

When you call Oetting Insurance, a real person answers the telephone. The people there are always interested in how they can help. It is a small business that consistently gives great personalized customer service. They are "old school" and you can trust them.

Michael C., customer since 2022

The atmosphere in the office is comfortable and relaxed with. No pressure to buy something.

Customer since 2021

You always do your best to find the best options possible for an individuals situation.

Jared G., customer since 2020

Always on top of anything involving my insurance. Friendly, caring and local! Highly recommend this insurance agency!

Christine W., customer since 2018

Fast friendly service easy to talk with I always know you are ready to help

Robert F., customer since 2019

You're ready and willing to answer any question, put alot of effort into finding the right product to fit our needs. Thank you

Customer since 2020

1. You are a Christian 2. You advise us on price, and compare quotes. 3. You are honest. 4. Your business ethics are of the highest standards.

Edgar R., customer since 2019

I enjoy making a phone call and having my needs, questions or changes to my policy immediately addressed. Additionally, when my renewal was due, the rates increased significantly and Oetting automatically shopped around to provide me with a better rate! Thankfully, I didn’t have to shop around. It’s a pleasure doing business with your company. Sincerely, Vicky

Vicky T., customer since 2018

I purchase insurance not based on the name of the company but based on the character of the agent. It is because of Terry Bultemeier that I am a loyal Oetting Agency customer. He has set the benchmark for all other agents/agencies and the others simply do not measure up, his level of customer service is simply unmatched. Thank you: Terry for always being there when needed the most! Doreatha Walls

Doreatha W., customer since 2021

Terry has been so helpful throughout the years in helping us find the best coverage for our family. He's very responsive and is looking at the situation as if he was in my shoes. I always recommend Oetting to friends!

Customer since 2018

Terry was able to help me contact Westfield to get my windshield repaired by SafeLight quickly and at no charge. Great service and knowledge of the system. Thanks so much.

Dale B., customer since 2003

Any time I call. I am given undivided attention. courtesy and information or suggestions. I never feel rushed.

Customer since 1984